Monday - Friday 9 AM - 6 PM | Saturday 9 AM - 3 PM | Location: Atlanta, Georgia 30318


Is Credit Repair legal?

Yes, Credit Repair is legal and our Credit Education and document processing services will enable you to be able to apply the laws in your favor for any inaccurate information contained on your Credit Reports. Two of these laws are called the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). The Fair Credit Reporting Act gives you the right to dispute any item on your credit report. If that item cannot be verified by the Credit Bureaus, (usually within 30 days), it must be removed. Studies have shown that 79 % (+) of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore, most credit reports improve immediately once the errors have been removed. For items that are disputed, a creditor or furnisher is frequently unable to find or obtain the records or signed account documents within the allotted timeframe, which results in Make A Way Worldwide successfully demanding that those items be removed from our clients' Credit Reports. Sometimes the Creditor will report that the debt has been verified, but the Creditor is unable to prove it by providing any validated or verifiable documentation of such. In those cases, our staff prepares customized Disputes with supporting documents that specifically challenge these unverified debts. We are very skilled at invoking the rights afforded to our Clients by the Fair Credit Reporting Act and also the Fair Debt Collection Practices Act to have the inaccurate items removed.

Is Credit Repair and Education worth my time and money?

Contrary to what Credit Bureaus want you to believe, Credit Repair does work in most circumstances. But it only works if you are getting the best advice from an experienced professional and the information on your Credit Reports is in fact disputable. Anyone with a credit score below 720 can benefit long-term from our Credit Repair and Education services. However, there may be limiting factors that could prevent us from helping you. Two main factors could be: (1) Your financial situation to be able to pay for our Services and/or (2) The time that you have available for our staff to complete your Credit Repair process, enabling you to be able to reach your desired results. It takes time to complete the dispute rounds with the Credit Bureaus. Our staff is very efficient in doing so, but frequently the Credit Bureaus are slow to respond to requests especially during the COVID-19 Pandemic. If the Creditor or Credit Bureau makes mistakes with the data on your reports or they do not adhere to the specific response time frames mandated by the Fair Credit Reporting Act and also the Fair Debt Collection Practices Act, we should be successful in having the negative items removed for you in a relatively expeditious manner.

What can I expect when I enroll in your Credit Repair Services?

We will perform and manage your entire Credit Repair process from start to finish including the preparation and management of your Creditor Dispute Process. Our staff at Make A Way Worldwide has extensive knowledge about credit scoring and detailed experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of the techniques and regulations in place for credit reporting. However, our Team Members at Make A Way Worldwide are experts who are extremely proficient in applying the Fair Credit Reporting Act and the Fair Debt Collection Practices Act and we will aggressively invoke your legal rights to remove inaccurate or incorrect negative information on your reports. Credit Repair is what we do and we are so good at helping our clients achieve their goals, that we are able to offer you a flawless, 100% money-back guarantee.

What is your 100% Guarantee?

Money-Back Guarantee: if you have been a Make A Way Worldwide client for at least 180 days and we are unable to repair/remove
from your credit report, you will receive a full refund. (minus the document processing fee) under the following circumstances:

1. If we do not remove anything from your credit report and you've obtained our services for 180 days.

2. You have not used a credit-consulting agency nor attempted to repair your credit at least two years previous to signing up for our services.

3. You have had no new collections, chargeoffs, or missed payments during the time frame we are assisting you.

4. You have maintained the recommended credit monitoring services at all times during the time frame we are helping you.

5. You agree & have sent updated reports/responses from the three credit bureaus & creditors to us within five days of receipt.

How long will it take to raise my score?

Through utilization of our services, 93% of our clients normally see their credit score increase 10 points or more during the first 35 days. Over a six to twelve month period we have found our clients benefited from an average credit score increase of approximately 100 points. Please see the statistical breakdown on our website. Individual client results may vary.

Why are your results different?

There are two sides to the credit score battle. Sometimes, the Creditors and the Credit Bureaus have done absolutely everything correctly regarding our client's information on file with the Bureaus and therefore we do not have a disputable case against them. Each account is different. However, on average our clients have experienced up to approximately 70% (+) of the negative removed items from their credit reports. The remaining items were legitimate delinquencies and therefore the Creditors and the Credit Bureaus were lawfully able to continue reporting the items. Most of our clients have had 100% of all incorrect items successfully removed because the items were wrongly reported to the Credit Bureaus; consequently resulting in our Staff's ability to dispute the errors.

Will the removed items come back?

Normally derogatory items which we have disputed and have been successfully removed do not return to the client's Credit Reports as long as the item is not classified as a renewal of the original debt. An example would be the client just made a payment on a delinquent debt, which restarted the 7 year payment clock on the original date of delinquency. Another example of an exception is in certain circumstances the debt may be sold to a different debt collector which then started reporting the previously removed debt again.

What reportable items can you help me remove or improve?

With our assistance, relentless disputing and document processing services, our clients have experienced great success with removing bankruptcies, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, and student loans from their Credit Reports and improving their scores. This does not mean that the disputed item did not occur. Frequently, the removal was successful because the facts or other supporting information about the derogatory entry was not reported correctly; which in of itself constitutes a violation of your legal rights under the Fair Credit Reporting Act and the Fair Debt Collection Practices Act. If this occurs, the entire incorrect Credit Bureau entry regarding this debt must be deleted.


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